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1.) A WORD FROM THE "EDITOR"
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A Warm welcome to all our new subscribers.


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I'd love to hear your opinions. Any suggestions,
ideas or questions? Feel free to email me: marketingtrendz@comcast.net 

Have a GREAT Weekend!

Best Regards,
Debbie Solomon 
debbiesolomon@comcast.net  

Please forward this e-zine to all your friends and co-workers who might be interested!

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2.) HEADLINE ARTICLE
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How To Get Instant Cash For Your Business
By Kalinda Rose Stevenson
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What is the biggest problem facing business owners? 
It's simple. Not enough money. Money is the lifeblood of business. 
The goal of creating a business is to make money, but before 
you actually make money, you need to spend money. 

You need to spend money to get started. Depending on your business, 
your start-up costs can range from minimal to enormous. 
An internet business doesn't take much to get started. 
A brick and mortar business requires substantial capital investment. 
Buying a franchise can cost tens of thousands of dollars. 
Whatever your business, you need money to get started. 
Most businesses start out undercapitalized and never catch up. 

You also need money to run the business. "The cost of doing business" 
is more than a phrase. It is a harsh reality. You have to pay for facilities, 
personnel, sales, marketing, advertising, supplies, licenses, taxes, fees, 
and myriad of other expenses. Most businesses start out anemic 
and end up bleeding to death. There is simply not enough money 
to create a profitable business. 

So what do you do? You can apply for bank loans and venture capital. 
You can borrow money from friends and relatives. You can use your own money. 
Each of these methods has advantages and disadvantages.

One of the easiest and most effective ways to get money is to use 
cash advances on credit cards. Yes, the interest rates and fees are high. 
But it all becomes a matter of economics. If a cash advance keeps you 
in business, it buys you time to create a profitable business. 

How do you get lines of credit on credit cards? One of the most 
important business decisions you can make is to set up a business 
structure that will allow you to build business credit.

One option is to do business as a sole proprietor. This is a truly 
risky proposition, since you are mixing your personal and business finances. 
Under a DBA business structure, you cannot build corporate credit apart 
from your own personal credit. A failure in the business means a failure 
in your personal financial life. 

A second option is to set up your business as an LLC, with income 
and expenses offsetting your personal taxes. One great disadvantage 
of the LLC structure is that you cannot build corporate credit to an LLC 
because the LLC is simply an extension of your own personal credit. 

A third option is to do business under a C corporation. 
The huge benefit to having a C corporation is that you can use 
the federal tax ID of your C corporation to build corporate credit 
apart from your personal credit. 

One of the reasons people are scared off by C corporations is 
that they think they will be liable to double taxation. In reality, 
a C corporation pays taxes only when it is profitable, and even 
the IRS acknowledges that double taxation rarely occurs. 

With lines of credit on corporate credit cards, which are completely 
separate from your own personal credit, you have immediate access 
to money when you need it. The borrowed money buys you time 
to create a profitable business. 

Another great advantage of using lines of credit to finance your 
business is that borrowed money is not taxable. 
You can build your business, with borrowed money, and write 
off the interest and fees as expenses. This is yet another tax benefit 
available to corporations. Although you cannot deduct interest 
on consumer credit cards on the personal tax return, you can deduct 
the cost of business credit card interest and fees on the corporate tax return. 
With corporate credit, borrowing money becomes a deductible cost of doing business. 

Will the borrowed money cost you money? Sure, cash advances 
on credit cards cost money. But the real question is not how much 
does the money cost, but how much does the borrowed 
money allow you to make?


Kalinda Rose Stevenson, Ph.D.

F.REE "No Money Limits Consumer Guide to Real Estate Investor Training."
http://www.nomoneylimits.com 
kalinda@nomoneylimits.com 




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4.) PARENTS TIME-OUT
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Time Out for Parents

Welcome Parents. It is time for a little Time-Out. Running an online business or working outside of the home takes much time and effort away from your family.
This weekly feature is committed to helping parents take back that quality time and devote it more fully to spending it with their children.

Check out this week's features:

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Time Out for the Week - Smelly Socks
What's for Dinner? - Savory Chicken
Just for You - Make Time to Sooth
Site of the Week - The New York Philharmonic Kids Zone
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Follow the link below to see what it is all about!  You owe it to yourself and your children!

http://www.parentstime-out.com

This page is designed to be simple and easy to follow.  Our goal is to keep it short and simple each week, allowing you to maximize your family time.

You can find all of our Time Out editions archived at http://www.parentstime-out.com/archives.htm
 

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5.) HOT BIZ*TIP
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Close Running Programs

When installing a new program in Windows, it is recommended that
you close all running programs. Actually, you probably don't
need to close each and every program on your system, but most
people recommend that you do. The quickest way to get everything
shut down is to hit CTR-ALT-DEL. 

Shut down everything but Explorer and Systray then go ahead and
install. Just reboot your computer to get it all back. You could
also right click each program in your system tray (by the clock)
and select "close" or "disable" on everything but your monitor
and sound.


-----

Did you know that subscribers to Bob Osgoodby's Free Ezine the
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information about building your computer, or technical support
questions, contact JP at: mailto:answerguy@comcast.net 

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 E-ZINE BUSINESS DIRECTORY & RESOURCES

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EZINE BUSINESS DIRECTORY
__________________

The OnLine Exchange is brought to you by MarketingTrendz.  Please visit our directory of resources for helpful information for your online business.  

• PARTNERS-2-SUCCESS

• Article Submission Services 

• Articles-to your-InBox

You can find all this and more at:

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http://www.marketingtrendz.com 

 

ONLINE EXCHANGE INFORMATION DATA
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ONLY subscribers who have personally and voluntarily subscribed to this Ezine will Receive it. We are 100% Opt-In. We will NEVER provide our subscriber list to ANYONE. We respect the privacy of our readers.

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CONTACT INFORMATION-

Editor: Debbie Solomon
Publisher: Sara Hardy
http://www.marketingtrendz.com
MarketingTrendz
1640 West Sandpiper Circle
Pembroke Pines, FL 33026
support@marketingtrendz.com

_______________________


DISCLAIMER-

The appearance of advertising on OnLine Exchange should not be interpreted as an endorsement by the editors of the service, product, business, or program being advertised.  We take no responsibility for claims or representations made in any ads.  OnLine Exchange is for informational purposes only. In no event shall Debbie Solomon , Sara Hardy, or OnLine Exchange assume liability  for any damages whatsoever resulting from any action arising in connection with the use of this information or its
publication.  All advice should be weighed against your own circumstances and applied accordingly.  It is up to the reader to determine if advice is suitable for their own situation.

All opinions and viewpoints in each editorial of The OnLine Exchange Ezine is expressed solely by the editor and writer, Debbie Solomon. The opinions set forth by the editor is not necessarily an interpretation of viewpoints made by the company.

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