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1.) A WORD FROM THE "EDITOR"
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A Warm welcome to all our new subscribers.


A word of Warning! It is now December,
which is the most critical time for advertising
your business. How important is your business to you?
If you are serious, please take the time to visit our
"All New Holiday AD Special" The lowest prices of the year,
and it will BLOW your mind! Don't delay, do it today!

http://www.online-exchange.com/holidayads.htm 

I'd love to hear your opinions. Any suggestions,
ideas or questions? Feel free to email me: debbiesolomon@comcast.net 

Have a GREAT Weekend!

Best Regards,
Debbie Solomon 
debbiesolomon@comcast.net  

Please forward this e-zine to all your friends and co-workers who might be interested!

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2.) HEADLINE ARTICLE
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Using The Tax Code To Create Abundance
By Kalinda Rose Stevenson
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You know that old riddle. “Which came first, the chicken or the egg?” 
I have my own version of the riddle. 
“Which comes first? Taxes or expenses?”

Unlike the chicken or egg conundrum, this riddle has a clear answer. 
And the answer is, “It depends on whether you are paying taxes 
as an individual or as a corporation.”

We hear a lot of talk these days about the inherent unfairness 
of the tax system. The claim is that “the rich” get tax breaks 
while middle and lower class taxpayers pay far more than 
their fair share. 

What gets lost in these comments is an even more fundamental 
imbalance in the tax system. The tax system favors corporations 
vastly more than it favors individuals. 

The crucial difference between corporate taxes and personal taxes 
is the point at which taxes are calculated. If you are taxed as 
an individual, your taxes come off the top of your income. 
If you are taxed as a corporation, your taxes are calculated after expenses.

Consider how the taxation system works. If you are an employee, 
you collect a paycheck. Before you ever get your paycheck, 
there will be deductions. Federal tax, FICA, maybe state tax, 
maybe medical insurance. You will be left with your “take home pay.” 
Interesting concept, isn’t it? What you “take home” 
will be less than what you earned. 

In other words, you get to use whatever is left over of your salary 
or wages after taxes. Food, housing, clothing, transportation, 
medical, dental, recreation. You need to pay for all of these 
expenses with your “after tax” money. 

What happens if you set up a corporation? 
You are the founder of a corporation and hire yourself as 
the employee of the corporation. As the founder of the corporation, 
you are able to set up a health insurance plan with pretax dollars. 
If there are insurance deductibles, you, as the founder, can write 
a resolution and put it in your corporate book. Your generous 
corporation will cover all of the costs of medical care for its employees 
(that means you,) including deductibles, and any medical costs 
that most insurance policies will not cover.

Your corporation can provide generous pensions, annuities, 
life insurance policies, and other benefits to you as an employee. 
It can even donate generously to nonprofit corporations, schools, 
and churches, if it chooses. And after it has paid all of these expenses, 
and made all of these charitable donations, it can then calculate tax 
on the wee bit of profit left over. Or maybe the corporation will not 
have any profit at all, and then it will not pay taxes at all. 

I feel compelled to point out that it has not always been this way. 
Corporate America used to pay a much higher portion of taxes 
than it pays now. This is the real unfairness of the tax system. 
The discrepancy between tax rules for corporations and tax rules 
for individuals means that the tax burden has shifted from 
corporations to individuals. 

Why are “the rich” getting richer? At the heart of the matter, 
“the rich” understand the tax system and know how to set up 
corporate entities to make the most of the favorable tax laws available. 

Setting up a corporation allows you to use your income to provide 
benefits you cannot afford with your after-tax dollars. 
The corporate tax code allows you to create wealth in ways that 
you will never be able to accomplish as long as your taxes come off 
the top of your income. In addition, corporate tax rates are lower 
than personal tax rates. 

If you have not set up a corporation, I encourage you to consider 
doing so. People are afraid that incorporating means a lot of 
extra work and trouble. Yes, incorporating involves time, effort, 
and expense. And keeping your corporate records up to date 
also takes time, effort, and expense. You will also need to have 
increased knowledge of taxes and accounting. The reward for 
this extra work and effort is that you will be able to use corporate tax 
rules for your own benefit, and the benefit of those you choose 
to support with your money. 

To answer my own riddle, “Which comes first? Taxes or expenses?” 
If you are paying taxes as an individual, the taxes come first. 
If you are paying as a corporation, the expenses come first. 

This difference is enormous. When you understand this distinction, 
you have one of the most powerful means to transform 
your economic life from struggle to abundance. 
Knowing how to use the corporate tax code legally and ethically 
will allow you to create an abundant life far beyond anything you 
will be able to create with the personal tax code.


Kalinda Rose Stevenson, Ph.D. 
WARNING: BEFORE YOU INVEST IN REAL ESTATE...
F.REE “No Money Limits Consumer Guide to Real Estate 
Investor Training.” http://www.nomoneylimits.com 

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3.) INTERACTIVE CLASSIFIEDS
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4.) PARENTS TIME-OUT
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Time Out for Parents

Welcome Parents. It is time for a little Time-Out. Running an online business or working outside of the home takes much time and effort away from your family.
This weekly feature is committed to helping parents take back that quality time and devote it more fully to spending it with their children.

Check out this week's features:

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Time Out for the Week - Jelled Room Freshener
What's for Dinner? - Fish'N Chips Wrapwich 
Just for You - Just Playing 
Site of the Week - Yucky Science
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Follow the link below to see what it is all about!  You owe it to yourself and your children!

http://www.parentstime-out.com

This page is designed to be simple and easy to follow.  Our goal is to keep it short and simple each week, allowing you to maximize your family time.

You can find all of our Time Out editions archived at http://www.parentstime-out.com/archives.htm
 

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5.) HOT BIZ*TIP
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Dump 'Em

If you use any type of offline email reader, such as Outlook
Express or Eudora, if you don't keep your "Inbox", "Outbox", and
"Trash" fairly empty, it can significantly slow down your
system. 

Most of us - myself included - leave things in the "Inbox" with
the idea of getting back to them later. If you're like me,
later somehow never seems to arrive. Let's face it - if
something is there and it's a couple of months old - take care
of it or dump it. 

You should also clean your "Outbox" on a regular basis, and
empty your Trash" at least once a month. I empty my Trash
weekly, but I also get over a thousand emails a day. I mean
really, do you really need several hundred ads for male
enhancement, mortgage approvals that you didn't ask for or
printer ribbons adding to your clutter - dump 'em.



-----

Did you know that subscribers to Bob Osgoodby's Free Ezine the
"Tip of the Day" get a Free Ad for their Business at his Web
Site? - http://adv-marketing.com/business/subscribe2.htm  - For
information about building your computer, or technical support
questions, contact JP at: mailto:answerguy@comcast.net 

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 E-ZINE BUSINESS DIRECTORY & RESOURCES

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EZINE BUSINESS DIRECTORY
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The OnLine Exchange is brought to you by MarketingTrendz.  Please visit our directory of resources for helpful information for your online business.  

• PARTNERS-2-SUCCESS

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ONLY subscribers who have personally and voluntarily subscribed to this Ezine will Receive it. We are 100% Opt-In. We will NEVER provide our subscriber list to ANYONE. We respect the privacy of our readers.

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CONTACT INFORMATION-

Editor: Debbie Solomon
Publisher: Sara Hardy
http://www.marketingtrendz.com
MarketingTrendz
1640 West Sandpiper Circle
Pembroke Pines, FL 33026
support@marketingtrendz.com

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DISCLAIMER-

The appearance of advertising on OnLine Exchange should not be interpreted as an endorsement by the editors of the service, product, business, or program being advertised.  We take no responsibility for claims or representations made in any ads.  OnLine Exchange is for informational purposes only. In no event shall Debbie Solomon , Sara Hardy, or OnLine Exchange assume liability  for any damages whatsoever resulting from any action arising in connection with the use of this information or its
publication.  All advice should be weighed against your own circumstances and applied accordingly.  It is up to the reader to determine if advice is suitable for their own situation.

All opinions and viewpoints in each editorial of The OnLine Exchange Ezine is expressed solely by the editor and writer, Debbie Solomon. The opinions set forth by the editor is not necessarily an interpretation of viewpoints made by the company.

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